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Credit Analyst at Standard Chartered Bank Plc April 2025

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Standard Chartered Bank Jobs 2025

Credit Analyst

  • Job ID: 24925
  • Location: Dar es Salaam, TZ
  • Area of interest: Corporate & Commercial Banking
  • Job type: Regular Employee
  • Work style: Office Working

Credit Analyst at Standard Chartered Bank Plc April 2025

Ajira Mpya Standard Chartered Bank Plc April 2025

Job Summary

Our
Credit Analysts have extensive knowledge of our risk assessment and
portfolio risk management framework which they use to support our
Account Managers with credit reviews, ongoing risk monitoring and client
creditworthiness. They also assess Standard Chartered’s risk appetite
against market and economic conditions across the different markets and
asset classes.

About our Banking and Coverage team
Our
Banking and Coverage team owns and leads the management and development
of our Client Relationships globally. They work across our global
network with product partners to deliver working capital, financing,
trade, cash and market solutions for our clients. The solutions include
varied products and services, from sustainable trade finance to credit
derivatives, to mergers and acquisitions advisory.

About Corporate andInvestment Banking (CIB)
For
more than 170 years we’ve support clients with their transaction
banking, financial markets, corporate finance and borrowing needs and
provide solutions to nearly 20,000 clients in the world’s
fastest-growing economies and most active trade corridors.

Key Responsibilities

  • Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness.
  • Provide insightful, succinct and timely client portfolio credit analysis.
  • Accountable
    for spreading financials, proposing credit grades aligned to
    scorecards, documenting client risk and mitigants, and monitoring for
    credit-material events.
  • Partner with Banking, Coverage and Risk
    teams to develop and execute credit analysis, credit origination and
    monitoring relevant matters.
  • Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants.
  • Credit
    intelligence to identify business opportunities with an acceptable risk
    profile by supporting Relationship Managers, FI Bankers and Product
    teams with product solutioning and recommendations.
  • Provide
    credit analysis with consideration for market dynamics and client
    industry, including: Industry risks and client competitive positioning
    within the industry.
  • Client funding strategy, financial policies, treasury activities, including hedging, and cash management.
  • Analyse
    client cash flow and liquidity with ratio analysis and/or stress
    testing balance sheet strength, cash flow and profitability
    vulnerability.
  • Reputational risk profile, including climate and sustainability risks.


Skills and Experience

  • Risk management lifecycle.
  • Financial forecasting and modelling.
  • Financial and quantitative skills.
  • Client due diligence.
  • Using client behaviours and preferences to evolve products and services.
  • Product knowledge for Markets, Transaction Banking and Corporate Finance.
  • Knowledge of the financial services’ regulatory environment.
  • Data analysis and visualisation.
  • Ability to work under pressure, in a dynamic environment.

About Standard Chartered
We’re
an international bank, nimble enough to act, big enough for impact. For
more than 170 years, we’ve worked to make a positive difference for our
clients, communities, and each other. We question the status quo, love a
challenge and enjoy finding new opportunities to grow and do better
than before. If you’re looking for a career with purpose and you want to
work for a bank making a difference, we want to hear from you. You can
count on us to celebrate your unique talents and we can’t wait to see
the talents you can bring us.

Our purpose, to drive commerce and
prosperity through our unique diversity, together with our brand
promise, to be here for good are achieved by how we each live our valued
behaviours. When you work with us, you’ll see how we value difference
and advocate inclusion.

Together we:

  • Do the right thing and are assertive, challenge one another, and live
    with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Are
    better together, we can be ourselves, be inclusive, see more good in
    others, and work collectively to build for the long term

What we offer
In
line with our Fair Pay Charter, we offer a competitive salary and
benefits to support your mental, physical, financial and social
wellbeing.

  • Core bank funding for
    retirement savings, medical and life insurance, with flexible and
    voluntary benefits available in some locations.
  • Time-off
    including annual leave, parental/maternity (20 weeks), sabbatical (12
    months maximum) and volunteering leave (3 days), along with minimum
    global standards for annual and public holiday, which is combined to 30
    days minimum.
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive
    wellbeing support through Unmind, a market-leading digital wellbeing
    platform, development courses for resilience and other human skills,
    global Employee Assistance Programme, sick leave, mental health
    first-aiders and all sorts of self-help toolkits
  • A continuous
    learning culture to support your growth, with opportunities to reskill
    and upskill and access to physical, virtual and digital learning.
  • Being
    part of an inclusive and values driven organisation, one that embraces
    and celebrates our unique diversity, across our teams, business
    functions and geographies – everyone feels respected and can realise
    their full potential. 
  • Go to our Homepage To Get Relevant Information.

www.sc.com/careers
This is Full-time Job, To submit your application, please follow the link provided below.

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