Assistant Manager – Credit at Diamond Trust Bank (DTB) Tanzania

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Diamond Trust Bank (DTB) Jobs 2025

Assistant Manager – Credit at Diamond Trust Bank (DTB) Tanzania

We are hiring!
Position: Assistant Manager – Credit
Reports to: Head – Credit Review & Control
Job Type: Full-time
Location: Head Office
Job Purpose:
The
primary responsibility is to control Credit Risk in the loan book of
the Bank, which includes review of Credit Assessments (CA), remediation
of high-value under-performing accounts, and monitoring and control
measures to be adopted with the highest standards.

Duties:

• Review
  Credit Risk parameters within each Credit Application prior to
  submission to the Management Credit Committee, identifying credit risk
  elements and ensuring such elements are minimized, mitigated, and
  controlled, leading to overall high-standard credit quality of the
  portfolio.
• Manage high-value under-performing accounts,
  including renegotiations, restructures, and workouts, with the goal of
  returning business and retaining the accounts in performing status.
• Undertake
  close monitoring of the overall portfolio, detect early warning signals
  and portfolio quality deterioration, and ensure actions are taken by
  business units accordingly.
• Continuously improve the quality of the credit control framework.
• Provide enhanced supervision on low-rated, stressed, and watchlist accounts, including NPAs.

Remediation activities include:

• Reviewing business viability via examinations of historical performance to identify the root cause of poor performance
• Reviewing projected financials
• Physical visits to clients
• Inspection of collaterals
• Frequent meetings with clients
• Engaging relevant service providers such as lawyers, fund raising agents, valuers, investigators, and auctioneers

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Requirements:

• Bachelor’s degree in Accounting, Business Administration, Banking and Finance, Economics, or similar
• Master’s degree or Post Graduate Degree in Business, Commerce, Economics, or related subjects is an added advantage
• At least 5 years of banking experience in the Corporate/Credit Lending units in a leading bank in Tanzania

Personal Attributes:

• Strong evaluation, communication, and reporting skills
• Solid experience in credit analysis
• Excellent negotiation and relationship management skills
• Debt structure and covenant setting skills
• Proficiency in Microsoft applications, Loan Origination Systems (LOS), and Core Banking Systems (CBS)

Application Instructions:
This is Full-time Job, Successful candidates will be contacted within 14 days after the deadline of submission.
Please send your application letter and CV to:
Email: recruitment2025@diamondtrust.co.tz
Deadline: 04th June, 2025.
Go to our Homepage To Get Relevant Information. DTB is an equal opportunity employer and DOES NOT charge for applications.