Job Location : Head Office, Hq
Job Purpose:
To grow and maintain the Asset portfolio of Agri MSEs, mobilize Agri
Retail deposits related to Agri MSEs and also collaborate with other
departments, zones (and cluster) and branches to facilitate customer
engagement platforms and other training events with key stakeholders.
Main Responsibilities:
-
Take a leading role in driving Agri MSEs Assets and Liability sales
activities, through networking and promoting MSEs activities with
Relationship Managers, Branch Managers and MSE – ROs in branches. - Actively
build the capacity of Relationship Officers and Relationship Managers
through full support and ongoing mentoring, monitoring and coaching. - Coordinate
and come up with initiatives to improve customers’ engagement platforms
such as Business clubs, Agri Executive network and related Agri –
Retail events. - Advise Head, Agri Retail on all aspects of the
development of Agri MSE portfolio to ensure that they are well informed
especially from Marketing & PR initiatives. - In collaboration
with Product Department team, periodically review and advise the bank
on existing and new products, its pricing policy and ensure the bank
prices have a competitive advantage in the market. - Ensure that
customer satisfaction through bank’s product lines is achieved by
providing accurate advice for the sales in line with customers’
expectations. - Update on the Agri – MSEs development and business potential to grow assets and liabilities portfolio.
- Prepare
business competition matrix and the necessary steps to be taken to win
the market by putting forward business proposals for decision. - Provide
leadership on strategy development by advising the Head, Agri Retail on
creative business ideas in the agricultural value chains that will
expand the scope of the portfolio and banks outreach in agriculture
value chain space. - Monitor and ensure that the bank product
delivery process is working properly and collaborate with product teams
to advise management on any changes needed to improve service provision
and income generation. - Prepare periodical and ad hoc reports for Agri MSEs business portfolio (assets and liabilities).
- Ensure MIS system for Agri MSEs is well structured and produce useful and necessary reports.
- Collaborate
with other Departments such as Marketing, Corporate communication
and/or PR which help to provide clarity internally and externally as
Agri MSE is concerned. - Specifically collaboratively work in line
with other Departments mainly Agri Wholesale, Government, Business
Banking, Institutional Banking, Personal Banking, Corporate Banking,
Transactional Banking where there is aligned communication and support
from all Agri Chain (pan-banking modality) as the Agri-MSE is depending
heavily with other Departments/Units. - Monitor and ensure Agri
MSE loan portfolio is in good condition and within the acceptable risk
levels and also other Agri Retail business segments.
Knowledge and Skills:
-
Sound understanding of Agri Retail Banking products and services in the
agricultural value chains, as Agri Retail comprises of agriculture,
livestock, fishing and forestry). - Excellent knowledge of agri related sectors and counterparties dynamics and related laws in Tanzania.
- Excellent knowledge of banking operations and financial markets in Tanzania.
- Sound knowledge of Agri-MSEs market and general business environments in the agriculture value chains.
- Self-motivated, innovative with ability to initiate and lead change.
- Good
customer relationship and sound understanding of other bank’s loan
products, policies and procedures for cross selling purposes. - Excellent communication (English and Kiswahili), numerical, analytical, report writing and presentation skills.
- Strong computer skills; proficient in outlook, word, excel and power point presentations.
- Managerial and leadership skills (Analytical, Conceptual and resourcefulness)
- Strong interpersonal and networking skills for both internal and external customers.
- Ability to effectively prioritize and execute tasks in a high-pressure environment.
Qualifications and Experience:
-
Holder of a Bachelor’s degree or its equivalent in Agriculture,
Agriculture Economics & Agribusiness, Economics, Aquaculture,
Forestry, Finance, Accounting, Banking, Business, Auditing and/or other
relevant fields. - Master’s Degree will be an added advantage in the related fields.
- Eight
(8) years’ working experience in sales of bank and financial products
especially in Agribusiness and/or Agri-MSEs segment and/or related space
out of which three (3) should be at managerial or leadership level. - Three (3) years’ experience in credit assessment and project appraisal and other bank operations.
- Good experience on agribusiness value chain finance and its applied financing models.
- Experience in building and developing high performance teams.
Senior Manager; Agri Retail – Commercial (1 Position(s))
Job Location : Head Office, Hq
Job Purpose:
To plan and direct the work of Agri retail Commercial Relationship
Managers handling high profile agri-retail customers. Grow both Agri
Retail Assets and Liabilities from the agribusiness high profile SMEs
and emerging agri-corporate, advising the department on business
strategy and guiding Relationship Managers in recruiting customers to
ensure growth. Also collaborate with other departments, zones (and
cluster) and branches to facilitate customer engagement platforms and
other training events with key stakeholders.
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Main Responsibilities:
-
Take a leading role in driving Agri Commercial Assets and Liability
sales activities, through networking and promoting Commercial activities
with Relationship Managers, Branch Managers and ROs in branches. - Actively
build the capacity of Relationship Officers and Relationship Managers
through full support and ongoing mentoring, monitoring and coaching. - Coordinate
and come up with initiatives to improve customers’ engagement platforms
such as Business clubs, Agri Executive network and related Agri –
Retail events. - Advise Head, Agri Retail on all aspects of the
development of Agri Commercial portfolio to ensure that they are well
informed especially from Marketing & PR initiatives. - In
collaboration with Product Department team, periodically review and
advise the bank on existing and new products, its pricing policy and
ensure the bank prices have a competitive advantage in the market. - Ensure
that customer satisfaction through bank’s product lines is achieved by
providing accurate advice for the sales in line with customers’
expectations. - Update on the Agri Commercial development and business potential to grow assets and liabilities portfolio.
- Prepare
business competition matrix and the necessary steps to be taken to win
the market by putting forward business proposals for decision. - Provide
leadership on strategy development by advising the Head, Agri Retail on
creative business ideas in the agricultural value chains that will
expand the scope of the portfolio and banks outreach in agriculture
value chain space. - Monitor and ensure that the bank product
delivery process is working properly and collaborate with product teams
to advise management on any changes needed to improve service provision
and income generation. - Prepare periodical and adhoc reports for Agri Commercial business portfolio (assets and liabilities).
- Ensure MIS system for Agri Commercial is well structured and produce useful and necessary reports.
- Collaborate
with other Departments such as Marketing, Corporate communication
and/or PR which help to provide clarity internally and externally as
Agri MSE is concerned. - Specifically collaboratively work in line
with other Departments mainly Agri Wholesale, Government, Business
Banking, Institutional Banking, Personal Banking, Corporate Banking,
Transactional Banking where there is aligned communication and support
from all Agri Chain (pan-banking modality) as the Agri-MSE is depending
heavily with other Departments/Units. - Monitor and ensure Agri
Commercial loan portfolio is in good condition and within the acceptable
risk levels and also other Agri Retail business segments. - Manage implementation of the financial budgets for agri-retail commercial assets and liabilities.
- Work
across functions with peers in other departments i.e.
Products/Channels, Shared services, ICT, Legal, Risk & Compliance,
credit, audit, operations, etc. to ensure collaboration for shared
goals. - High-level interaction with peers and/or senior management for reporting and strategy development.
- Undertake
appraisal and review of high value Agri-SMEs credit applications above
the Relationship Managers’ limit; from the respective zones and provide
recommendations for decision-making. - Take a leading role in
guiding Agri-Retail Relationship Managers in growing asset book and
mobilizing deposits from the high value Agri-SMEs segment. - Coordinate
with Relationship Managers to prepare appropriate financing structures
for managing risks and realizing economic value in terms of pricing
(fees, interest and commissions, etc.) - Advice the Head, Agri
Retail on different strategies relating to commercial agri-retail and
agri-retail banking development in growing its penetration and impact on
growing assets and deposits books. - Actively build capacity of commercial Relationship Managers and Relationship Officers through training, mentoring and coaching.
- Manage
performance of the Agri Commercial portfolio by ensuring that PAR &
NPL ratio are reduced and fall within the acceptable risk levels. - Prepare
and represent NMB in all customers’ fora and ensure maintenance of
high- level relationship and networking between the bank, customers and
other stakeholders.
Knowledge and Skills:
-
Sound understanding of Agri Retail Banking products and services in the
agricultural value chains, as Agri Retail comprises of agriculture,
livestock, fishing and forestry. - Excellent knowledge of agri related sectors and counterparties dynamics and related laws in Tanzania.
- Excellent knowledge of banking operations and financial markets in Tanzania.
- Sound knowledge of Agri Commercial market and general business environments in the agriculture value chains.
- Self-motivated, innovative with ability to initiate and lead change.
- Good
customer relationship and sound understanding of other bank’s loan
products, policies and procedures for cross selling purposes. - Excellent communication (English and Kiswahili), numerical, analytical, report writing and presentation skills.
- Strong computer skills; proficient in outlook, word, excel and power point presentations.
- Managerial and leadership skills (Analytical, Conceptual and resourcefulness)
- Strong interpersonal and networking skills for both internal and external customers.
- Ability to effectively prioritize and execute tasks in a high-pressure environment.
Qualifications and Experience:
-
Holder of a Bachelor’s degree or its equivalent in Agriculture,
Agriculture Economics & Agribusiness, Economics, Aquaculture,
Forestry, Finance, Accounting, Banking, Business, Auditing and/or other
relevant fields. - Master’s Degree will be an added advantage in the related fields.
- Eight
(8) years’ working experience in sales of bank and financial products
especially in Agribusiness and/or Agri Commercial segment and/or related
space out of which three (3) should be at managerial or leadership
level. - Three (3) years’ experience in credit assessment and project appraisal and other bank operations.
- Good experience on agribusiness value chain finance and its applied financing models.
- Experience in building and developing high performance teams.
Job opening date : 16-Nov-2023
Job closing date : 30-Nov-2023
NMB
Bank Plc is an Equal Opportunity Employer. We are committed to creating
a diverse environment and achieving a gender balanced workforce.
Female candidates and people living with disabilities are strongly encouraged to apply for this position.
NMB
Bank Plc does not charge any fee in connection with the application or
recruitment process. Should you receive a solicitation for the payment
of a fee, please disregard it.
Only shortlisted candidates will be contacted
ONLY SHORTLISTED CANDIDATES WILL BE CONTACTED.